1300 209 496

The Role of Your Credit in Loan Approval

The Role of Your 

Credit in Loan Approval



When it comes to securing finance, the role of your credit history is paramount. As a financial broker, we understand the significance of this aspect throughout the process. Let’s delve into how your credit influences loan approval.


Credit history plays a crucial role in loan approval decisions. Financial institutions assess this history to determine the risk associated with lending money to an individual. If you have late payments, accumulated debts, or a negative credit history, it can adversely impact your ability to obtain finance.


Moreover, understanding your credit is crucial for making informed financial decisions. It serves as a valuable tool in managing your overall financial health. Monitoring your credit, addressing any discrepancies, and establishing positive financial habits contribute to building a solid foundation for your financial future.


As a broker, we acknowledge that each client is unique, and we recognize that financial situations can vary. That’s why we streamline the finance process, seeking options that suit your specific circumstances. We understand that having a less favourable credit history shouldn’t be a barrier to achieving your financial goals.


Choosing RPM Finance as your broker, you benefit from our expertise in finding flexibility and access to over 30 lenders. We not only offer finance options aligned with your needs but also provide, even with previous late payments, viable options for you.


Unlock tailored financial solutions for your unique circumstances today! Speak with an RPM Finance lending specialist and let us help you achieve your financial goals without impacting your credit. Don’t wait; contact us now to experience personalised finance like never before.




Recent Posts

How to Calculate Your Repayments

How to Calculate Your Repayments    At RPM Finance, we understand the importance of understanding your payments when seeking financing. Knowing how to calculate payments

Read More »
Stay Updated